Comparison
These two apps look like competitors because both have a chore list in them. They aren't really. One is a bank account for your kid with chores bolted on. The other is a chore board that hands off to the payment apps you already use.
A family finance product built around a debit card for the kid. You link a bank account, fund the card, and the child spends from it. Chores, allowance schedules, and savings goals sit on top of that account.
A chore board with real dollar amounts and photo proof. When you approve a chore, Venmo, Cash App, or PayPal opens with the amount filled in and you send it yourself. There is no card, no account, and no balance held anywhere.
| Chorez | Greenlight | |
|---|---|---|
| Debit card to order and activate | None | Required |
| Bank account linking | None | Required |
| Identity verification to sign up | None | Required |
| Where the money sits | Your own accounts | In the platform |
| How the kid gets paid | Venmo, Cash App, or PayPal — prefilled | Card balance |
| Works before the kid has a card | Yes | No |
| Cost | $39.99/yr for the whole family | Tiered, roughly $72–$240/yr |
Greenlight's tiers and pricing researched 2026-07-10 and are theirs to change — check their current terms before deciding.
Genuinely: if what you want is for your kid to spend independently — tap to pay at a store, learn to manage a balance, have spending controls and category limits you can see — then you want a card product, and Chorez is not it. Chorez has no card and will never have one.
The same goes if you want your child's money physically separated from yours in an account with your name on the paperwork. That's a banking feature, and it requires a banking product.
If the actual problem is "the fridge chart stopped working and I keep forgetting to pay them," a bank account is a very large solution. You already have Venmo. Your kid, or their older sibling, probably does too. What's missing isn't a payment network — it's the part where the chore gets marked done, you see the proof, and the payment gets teed up before you've walked out of the room.
It's also the better answer for kids too young for a card, for families who don't want to hand over bank credentials and a Social Security number to set up an allowance, and for anyone who'd rather not add another balance they have to keep funded.